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Old 02-16-2009, 04:48 PM
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Default Home Loan : Public Bank vs Maybank vs CIMB
saya dalam proses mengenalpasti bank mana menawarkan home loan yg bagus
a) public bank?
banker ader mengatakan home loan saya boleh up to 40years
BLR - 1.8
mrta up to 20years

harge rumah s&p rm234,684.40
90% loan = rm211,215.96
sudah calculate installment = rm916 / month (including mrta)

banker mengatakan boleh bayar lebeh dan dapat megurangkan prinsipal
daily rest
flexible
lock period settlement = 5thn

banker ader mengatakan sesetengah bank dibenarkan membyar lebeh tapi tak dpt mengurangkan prinsipal. kalau nak pon..kene wat surat tunjuk sbb.

minta pendapat dan recommended home loan yg the best.
maybe boleh compare dgn home loan Maybank & CIMB?
pls..
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Old 02-20-2009, 02:28 AM
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xsilap aku wat masa nie rate Maybank pling rendah..ko bleh dapat BLR-2.00 or ko try request -2.20% kt dorang..
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Old 02-20-2009, 02:31 AM
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Originally Posted by sigaraga84 View Post
xsilap aku wat masa nie rate Maybank pling rendah..ko bleh dapat BLR-2.00 or ko try request -2.20% kt dorang..
kena tgk loan amount gak bro...lagi tinggi loan amount, lagi rendah bank boleh offer rate....

maybe yg bro ckp ni loan RM300K keatas kot
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Old 02-20-2009, 03:56 PM
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kalau below 100k blr-1.4 kat maybank.
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Old 02-21-2009, 07:23 PM
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public bank RM100K below blr - 1.45

above RM300K blr - 2.1
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Old 02-23-2009, 12:44 AM
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kalau below 100k blr-1.4 kat maybank.
aikk.... aku dpt blr-1.9 kat mebeng utk condo yg aku beli 3 bln lepas.... loan rm81k
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Old 03-03-2009, 11:02 PM
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sbenaqnya,,FYI,korang leh request interest rate rendah dri apa dorang offer..contohnyer kalu standard rate BLR-1.45% under public bank,,korang try apply BLR-1.60 or -1.80..given that u have strong credit background..bg tau yg korang currently dpt offer other bank on that attractive rate..sure leh dapatnyer.
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Old 03-18-2009, 08:30 PM
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Thumbs up browse for better loan rate
salam..i am a new guy but wanna share what i know.
for good loan list, please visit
http://www.money3.com.my/

a list of bank rate is provided and u can choose as u like.
happy searching

OM
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Old 03-19-2009, 04:27 PM
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Quote:
Originally Posted by Ddaniell84 View Post
saya dalam proses mengenalpasti bank mana menawarkan home loan yg bagus
a) public bank?
banker ader mengatakan home loan saya boleh up to 40years
BLR - 1.8
mrta up to 20years

harge rumah s&p rm234,684.40
90% loan = rm211,215.96
sudah calculate installment = rm916 / month (including mrta)

banker mengatakan boleh bayar lebeh dan dapat megurangkan prinsipal
daily rest
flexible
lock period settlement = 5thn

banker ader mengatakan sesetengah bank dibenarkan membyar lebeh tapi tak dpt mengurangkan prinsipal. kalau nak pon..kene wat surat tunjuk sbb.

minta pendapat dan recommended home loan yg the best.
maybe boleh compare dgn home loan Maybank & CIMB?
pls..
Assalamualaikum..

saya azlan dari CIMB.. kalau ikut loan awak tu, CIMB offer blr-1.8% untuk Free Moving Cost and BLR-2% untuk Non free moving cost..

kalau nak info boleh email kat azlancimb@yahoo.com or sms/call at 017-2449305

terima kasih
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Old 03-23-2009, 05:43 PM
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Originally Posted by azlancimb View Post
Assalamualaikum..

saya azlan dari CIMB.. kalau ikut loan awak tu, CIMB offer blr-1.8% untuk Free Moving Cost and BLR-2% untuk Non free moving cost..

kalau nak info boleh email kat azlancimb@yahoo.com or sms/call at 017-2449305

terima kasih
salam..
Bro Azlan, bukan dpt bfr-1.85 ke?
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